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As a first time home buyer, purchasing a new home can be a very stressful. There are so many questions that need to be answered, and finding the right lender and loan officer that values you as a client can be the difference between happy with your purchase or stuck in a situation. It's highly encouraged that as a purchaser, you can sit down with your loan officer and get a straight and honest answer. Doing this process before stepping foot inside of a home is the first part to ensure your Realtor can find the house that fits you. 

I have been working with David Garcia of Vault Mortgage for the past few years and he is one of the best loan officers that I have had the pleasure of working with. Him and the company that he works for comes highly recommended in this industry. 

"Hello I am David Garcia, a Personal Mortgage Banker with American Pacific Mortgage. I have been a home mortgage professional for the last nine years with experience in retail, correspondence, broker and direct lending. My work history has allowed me to become a specialist in Fannie Mae, Freddie Mac, Ginnie Mae, VA, FHA and Jumbo underwriting guidelines, specifically in usable qualifying income for hourly, salary and self employed borrowers. I can be contacted at 818 795 3818 or"


I pride myself on providing my clients with accurate information. For any questions or inquires, please feel free to call me at 818.795.3818 or fill out your information below.

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